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You don't need to be a US citizen — or ever set foot in Florida — to own a Florida LLC. The state allows 100% foreign ownership, the whole formation process happens online through Sunbiz, and the state fee is $125.
Florida is one of the most popular formation states in the country, and for non-residents it has real appeal: name recognition your customers already trust, and a large US market presence. It also has two traps that catch foreign founders every year — a hard May 1 annual report deadline with a $400 penalty, and a public record that lists owner names for anyone to search.
This guide walks through the full process, step by step, including the parts most Florida guides skip: getting an EIN without a Social Security Number, opening a bank account from abroad, and what the "AMBR" title on your filing actually means.
An honest word before the steps, because Florida isn't the right state for every non-resident.
Florida makes sense when:
Wyoming usually makes more sense when:
If you're still deciding, our guides to the best US states for non-residents and Wyoming vs Delaware cover the trade-offs in detail. If Florida is your state, read on.
Florida's naming rules are straightforward:
Check availability by searching the Sunbiz name database (Search Records → Entity Name) before you file.
If your name is taken, small additions (a different suffix won't work, but a genuinely different word will) can make it distinguishable.
Two practical checks worth doing at the same time: the USPTO trademark database, and domain availability. A Sunbiz-approved name that infringes a trademark is still a problem.
Every Florida LLC must designate a registered agent: a person or company with a physical street address in Florida (no PO boxes) that accepts legal documents and state mail during business hours. The agent signs your Articles of Organization to accept the appointment.
As a non-resident, you can't be your own registered agent — you don't have a Florida street address. You'll use a registered agent service. This is normal and inexpensive, and it's how the state guarantees there's always a reliable point of contact for your company. A registered agent service for the first year is included in every StartFleet plan.
The Articles of Organization is the document that creates your LLC. You file it online at Sunbiz (efile.sunbiz.org) and pay $125 — that's $100 for the Articles plus the $25 registered agent designation fee, paid together.
You'll provide:
Online filings are processed in the order received. Turnaround varies with the Division’s workload, so check Sunbiz’s current processing dates rather than relying on a fixed one-to-two-day estimate.
Florida's filing asks for the title of each person listed: AMBR means authorized member (an owner authorized to manage the LLC), and MGR means manager (someone appointed to run a manager-managed LLC, who may or may not be an owner).
For a single-member LLC you run yourself, you'll typically list yourself as AMBR. We've written a full explainer on what AMBR means in an LLC.
Privacy note: whoever you list here becomes public record, permanently searchable on Sunbiz. Florida offers no anonymous option for this. If that matters to you, revisit the Wyoming discussion above before filing — not after.
Florida law doesn't require an operating agreement, and you don't file it with the state. Write one anyway. It's the document that says who owns the LLC, how decisions are made, and what happens if an owner leaves — and it's sometimes requested by banks during account opening.
For a single-member LLC this can be a short, standard document. The key is that it exists, it's signed, and it matches what you told Sunbiz.
Generate your Florida LLC operating Agreement here.
Your EIN — Employer Identification Number — is your LLC's federal tax ID, issued free by the IRS. You need it for banking, payment processors, and tax filings. Non-residents can absolutely get one without a Social Security Number; you just can't use the IRS's online application, which requires an SSN or ITIN.
Instead, you complete Form SS-4 and submit it by fax or mail, or apply by phone from abroad on the IRS international line at +1-267-941-1099 (Monday–Friday, 6 a.m.–11 p.m. US Eastern Time).
Timelines are the pain point: fax applications commonly take several weeks for non-residents, and mail takes longer.
StartFleet's Startup plan includes Express EIN processing — typically 8–10 business days instead of the 40–60 days a standard non-resident application can take.
Once your EIN is issued, keep the confirmation letter (CP-575) safe; if you ever lose it, you can request a replacement 147C letter from the IRS.
With your approved Articles and EIN in hand, you can open a US business account remotely. Fintech platforms like Mercury, Wise Business, and Relay onboard non-resident-owned LLCs online — no US visit required — and evaluate you on who you are and what your business does, not which state you filed in.
Have ready: Articles of Organization, EIN confirmation, passport, and sometimes proof of address or a certificate of status. Our complete guide to US business bank accounts for non-residents walks through each option.
This is where Florida differs most from other states, and where non-residents lose real money.
The annual report. Every Florida LLC must file an annual report on Sunbiz between January 1 and May 1 each year, starting the calendar year after formation. The fee is $138.75. It's not a financial report — it simply confirms or updates your company details.
The $400 penalty. File even one day after May 1 and Florida adds a mandatory $400 late fee — total $538.75. The state does not waive it. Miss the follow-up deadline in late September and Florida administratively dissolves your LLC, and reinstatement costs more again.
Set two calendar reminders now — one for early January, one for mid-April. (StartFleet's compliance alerts cover this automatically for our clients.)
Other obligations to know about:
Yes. Florida places no citizenship or residency requirements on LLC ownership. You can form and own 100% of a Florida LLC from anywhere in the world, without a visa, SSN, or US address — you only need a Florida registered agent.
$125 in state fees — $100 for the Articles of Organization plus $25 for the registered agent designation. Ongoing, the annual report costs $138.75 per year. A registered agent service and optional extras (certificate of status $5, certified copy $30) come on top.
Online Sunbiz filings takes a few business days to process the application. The longer wait is the EIN: several weeks for a standard non-resident application, or 8–10 business days with expedited handling.
No. Formation, EIN, banking, and annual compliance all happen online. Many Florida LLC owners have never been to the state.
Sunbiz is the online portal of the Florida Division of Corporations — the state agency where you file your Articles of Organization, submit annual reports, and search existing business records.
AMBR stands for "authorized member" — an owner listed as authorized to manage the LLC. MGR means "manager." One of these titles appears next to each person named on your Articles and annual report. Full explainer here.
It depends on what you value. Florida offers a recognizable brand-name state and suits businesses with a real Florida connection; Wyoming is cheaper to maintain ($60/year vs $138.75), has no equivalent of the $400 late-fee trap, and keeps owner names off the public record. For a pure online business with no US footprint, Wyoming usually wins on the numbers.
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